45Cash® Official-Site. As Heard on Radio

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45cash is a website that connects borrowers with potential payday loan lenders, who can provide competitive rates and terms. They only work with genuine and responsible lenders and ensure the safety of all the registered lenders and borrowers. 

Since 2002, they have been operating and are a member of the Online Lenders Alliance, adhering to their best practices. 45cash offers free and direct services without any hidden charges. They have a good reputation among their customers for providing quality services and protecting their personal data. 

The application process is direct and secure; you can submit a request without worrying about any debt or threats to your data security. After submitting your personal and financial information, you can expect to receive a decision within just a few minutes. However, please note that before approving your loan, the credit provider will conduct an affordability check to ensure that you can afford the loan. Once your application is approved, you will be required to complete a credit agreement with the lender.


Q Is 45 Cash secure? is a secure website. In order to protect your personal and financial information, they employ industry-leading security measures and are members of the Online Lenders Alliance.

Q Does require me to have a bank account?

To use, you don't need a bank account. To pay back your loan, though, you will want a bank account.

Q Can someone with bad credit get a loan?

Yes, even with bad credit, you can still obtain a loan. The lender you are connected with will, however, decide on the loan's interest rate and conditions.